Learn to drive in the family or a friend’s car without putting their No Claims Bonus at risk.

Covered Learner Driver and Duke of Edinburgh’s Award (DofE) have teamed up to offer the DofE network, family and friends a discount on Covered Learner Driver insurance.

Covered Learner Driver insurance is an insurance policy, only for learner drivers, which is entirely separate from the car owner's motor policy and provides insurance in the event of an accident when a learner driver is learning to drive.

This means that a learner driver can have many hours driving practice at a low daily cost, practicing with someone they know and feel relaxed with, safe in the knowledge that should they have an accident the car owner's insurance will not be affected and their No Claim Bonus will remain intact.

The Covered Learner Driver motor policy has been developed with Covered Insurance Ltd and Catlin Insurance Company (UK) Ltd, part of the international specialty insurance and reinsurance Catlin group.

The vehicle named on the policy documents must be insured elsewhere by the registered keeper for other risks, such as theft, as our policy operates separately to any existing motor policy.

It covers the learner while driving under supervision by anyone over the age of 25, who holds a full UK/EU/EAA driving licence and has done so for three years or more. Policies can be bought on a monthly basis and the price is fixed, regardless of your postcode* and covers vehicles up to and including Group 29 (1-50 grouping ).**

These are the prices you will pay if you qualify for a Learner Driver policy.

No loadings or hidden charges. Simple, Clear, Pricing.

30 days (4 weeks) - £71.10

60 days (8 weeks) - £143.87

90 days (12 weeks) - £181.23

120 days (16 weeks) - £236.30

150 days (20 weeks) - £258.68

£2.37 per day £2.40 per day £2.01 per day £1.97 per day £1.72 per day
£16.59 per week £16.78 per week £14.10 per week £13.78 per week £12.07 per week

A Covered Learner Driver policy clearly benefits the car owner by protecting the main policy. It also helps the learner; Driving Standards Agency research shows that learners who have a combination of professional instruction and private practice obtain better results on the driving test. On average, those who pass have had 47 hours of professional instruction and 20 hours of private practice. With a Covered Leaner Driver policy a learner driver can have many hours driving practice at a low daily cost, practicing with someone they know and feel relaxed with, safe in the knowledge they have fully comprehensive insurance in place should they be involved in an accident.

A Covered Learner Driver policy can help to lower the total price of learning to drive by over £900, this can be achieved when additional lesson costs along with additional insurance premiums are taken into consideration.

The majority of learner driver policies do not offer any cover if the learner driver owns the vehicle they are learning to drive in. If the registered keeper of the vehicle is the learner driver you need our new owner policy. This can be purchased at www.coveredownerlearnerdriver.com

Covered Insurance Services Limited ( Company No. 05119027 ) is an appointed representative of 3XD Limited who are authorised and regulated by the Financial Conduct Authority registration number 469379.

*some postcodes are excluded
**Vehicle must be under £20,000 in value and insurance group 29 or lower, the insurance group of the car will be checked in the application process.

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  • Fully Comprehensive cover
  • Simple Clear Pricing Across The UK
  • No Additional PostCode Charges
  • No Hidden Charges


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